雷速体育

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我行在2019年“金融知识普及宣传月 金融知识进万家 争做理性投资者 争做金融好网民”宣传活动中被河南银保监局评为先进单位
李贵福行长受邀参加地方银行服务能力建设座谈会
大爱无疆 我们在行动
中牟郑银村镇银行招聘支行行长公告
2019年金融知识普及宣传材料
2019年“金融知识普及月 金融知识进万家 争做理性投资者 争做金融好网民”活
中国人民银行公告〔2019〕第14号
中牟郑银村镇银行参与开展中牟县政府举行非法集资“宣传月”活动
提高识别能力,加强非法集资危害的认识

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经济日报多媒体报刊

【摘要】:
补短板深耕“三农”零距离服务小微  ——村镇银行十周年调研报告    图为四川眉山市仁寿县仁寿民富村镇银行内,客户经理在农业金融贷款专区,为农户讲解支农贷款相关产品。截至目前,该行累计发放贷款15494笔,总额45.88亿元,户均贷款余额27.76万元,“三农”贷款占比达到86.97%。  本报记者李景摄    图为设立在中牟县的家庭银行支农便民服务站点。村民可以在家庭银行办理挂失、银行卡、存折,

  补短板深耕“三农” 零距离服务小微

  ——村镇银行十周年调研报告

  

  TUWEISICHUANMEISHANSHIRENSHOUXIANRENSHOUMINFUCUNZHENYINXINGNEI,KEHUJINGLIZAINONGYEJINRONGDAIKUANZHUANQU,WEINONGHUJIANGJIEZHINONGDAIKUANXIANGGUANCHANPIN。JIEZHIMUQIAN,GAIXINGLEIJIFAFANGDAIKUAN15494BI,ZONGE45.88YIYUAN,HUJUNDAIKUANYUE27.76WANYUAN,“SANNONG”DAIKUANZHANBIDADAO86.97%。

雷速体育   BENBAOJIZHE LI JINGSHE

  

雷速体育   TUWEISHELIZAIZHONGMOUXIANDEJIATINGYINXINGZHINONGBIANMINFUWUZHANDIAN。CUNMINKEYIZAIJIATINGYINXINGBANLIGUASHI、YINXINGKA、CUNZHE,YIJICUNQUKUANDENGYEWU。BENBAOJIZHE LI JINGSHE

  BENBAOJIZHE LI JING

雷速体育   2017NIAN,WOGUOCUNZHENYINXINGBURULEDISHIGEFAZHANNIANTOU。CUNZHENYINXINGCONGWUDAOYOU、CONGSHAODAODUO,YIJINGZHUJIANCHENGZHANGWEIZHINONGZHIXIAO、PANHUONONGCUNJINRONGSHICHANGDESHENGLIJUN。

雷速体育   JIEZHIMUQIAN,QUANGUOYIZUJIANCUNZHENYINXING1519JIA,ZONGZICHANGUIMOTUPO1.24WANYIYUAN,GEXIANGDAIKUANYUE7021YIYUAN,QIZHONGNONGHUJIXIAOWEIQIYEDEDAIKUANHEJI6526YIYUAN,ZHANGEXIANGDAIKUANYUEDE93%,LEIJIWEI352WANNONGHUHEXIAOWEIQIYEFAFANGDAIKUAN580WANBI,DAIKUANJINEYIDA3WANYIYUAN。《JINGJIRIBAO》JIZHERIQIANZOUFANGHENAN、HUBEI、SICHUANDENGSHENGFAXIAN,MUQIANWOGUOXIANYUJINONGCUNDIQUDEJINRONGSHICHANGQIANLIJUDA,DANCHUANTONGJINRONGJIGOUDEFUWUBANJINGDUAN、MENJIANGAO,NANYIMANZUNONGCUNRIYIZENGZHANGDERONGZIXUQIU。ERCUNZHENYINXINGZEZAIBANGZHUPINKUNDIQUTUOPIN、NONGMINZENGSHOU,ZHICHENGXIAOWEIQIYEFAZHANDEGUOCHENGZHONGFAHUILEJUZUQINGZHONGDEZUOYONG。

  普惠金融扩大覆盖范围

雷速体育   ZHANGQIYILAI,NONGCUNJINRONGCHENGXIANCHUXUQIUEDUXIAO、FASHENGPINLVGAO、DAIKUANFENGXIANDADETEDIAN,CHUANTONGJINRONGJIGOUTUOZHANNONGCUNSHICHANGDEYIYUANBUQIANG,ZHENGYINRUCI,NONGCUNDEXIAOWEIQIYEHENONGHUHUODEJINRONGFUWUDEBILIJIAOXIAO,RONGZINANCHENGLEKUNRAONONGHUHEXIAOWEIQIYEFAZHANDE“XINTOUBING”。

  BUGUOJINNIANLAI,CUNZHENYINXINGZUOWEINONGCUNJINRONGGAIGEDEZHONGYAOCHENGGUO,RANG“SANNONG”RONGZINAN、RONGZIGUIWENTIDEDAOHUANJIE,SHINONGCUNPUHUIJINRONGTIXIFUGAIDAOPIANYUANDIQUHEPINKUNRENQUN,TUIJINLEPUHUIJINRONGTIXIDEWANSHAN。CONGJIZHEDIAOYANDESHIJIQINGKUANGKAN,WOGUODECUNZHENYINXINGTONGGUO10NIANLAIDESHIJIANHEGENGYUN,YIJINGGOUJIANLEPUHUIJINRONGDEDIFANGTESE。

  MUQIAN,YIYONGXIANCHUQUANGUOSHOUJIAZICHANHECUNKUAN“SHUANGCHAOBAIYIYUAN”DEHENANZHONGMOUZHENGYINCUNZHENYINXING,QIZICHANZONGE、CUNDAIKUANYUE、BENNIANLIRUN、ZHIXINGSHUJUNQUANGUODIYI。

雷速体育   “WOBENRENJIUSHINONGMINCHUSHEN,JIANXINGDELINIANJIUSHIBAN‘ZANNONGMINZIJIDEYINXING’。”ZHONGMOUZHENGYINCUNZHENYINXINGXINGZHANGLIGUIFUGAOSU《JINGJIRIBAO》JIZHE,WEITIEJINNONGCUNNONGMIN,GAIXINGCHENGLIBUJIUJIUBAZONGBUYOUZHONGMOUXIANCHENGBANDAOJULIXIANCHENG10YUGONGLIDEGUANDUZHEN,SUIHOUYOUFENBIEZAILIUJIDENGXIANGZHENSHELI22JIAZHIXING,JINJIEZHEZAIXIANYUXIANGZHENWANGDIANQUANFUGAIDEQIANTIXIA,YOUZAIXINGZHENGCUNSHELILE50JIAZHINONGFUWUDIAN。LIGUIFUGAOSUJIZHE,ZUOCUNZHENYINXINGBIXUBAGENZHAZAINONGCUN,ZHONGMOUZHENGYINSHIXINGFENPIANBAOCUNFUZEZHI,JIANLIKEHUJINGLIZOUCUNCHUANHUGONGZUORIJI,JIUSUANWEISHEFUWUWANGDIANDEDIFANG,YEYAOQIUKEHUJINGLICAIQUFENPIANBAOGANDEBANFAFENBAOCUNZHUANG,JIUSHIYAOBANYUNONGMINLINGJULIDECAOGENYINXING。

  HUBEISHENGYINJIANJUJUZHANGLAIXIUFUYONG“JUBIAN”YICIXINGRONGCUNZHENYINXING10NIANLAIDECHENGZHANG。JULAIXIUFUJIESHAO,GUIMOSHANGDEJUBIANSHIHUBEISHENG145JIAXINXINGNONGCUNJINRONGJIGOUYIFUGAIQUANSHENGSUOYOUXIANSHI,QIZHONGFARENJIGOUCUNZHENYINXING66JIA,FUWUWANGDIANQUANMIANPUKAI;FUWUSHANGDEJUBIANZESHIDATONGJICENGFUWUDE“ZUIHOUYIGONGLI”,JIANGSHEQUHEXIANGCUNDEZONGZHIWANGGEZHONGXINHUAFENCHENGJINRONGWANGGEJINXINGWANGGEHUAGUANLI。

  SICHUANZUOWEIYUNYULEQUANGUODIYIJIACUNZHENYINXINGDESHENGFEN,YI“GUODINGPINKUNXIAN—DIZHENJIZHONGZAIXIAN—NONGYEDAXIAN”PUSHECUNZHENYINXINGDEPEIYUGUIJI,YINDAOZHUFAQIXINGYOUXIANZAIGUODINGPINKUNXIANHEQIANFADADIQUSHELICUNZHENYINXING。“WOMENDUCUCUNZHENYINXINGSHISHIPUHUIXINDAI,DUJUEDUIGUDONG、DUIDAKEHUDETEHUIFUWU。”SICHUANSHENGYINJIANJUFUJUZHANGLIGUORONGBIAOSHI,CUNZHENYINXINGYAODADAOPUHUIDEXIAOGUOJIUXUYAO“JIEDIQI、FUSHUITU”。

  支农支小扶持实体经济

  ZHONGMOUZHENGYINCUNZHENYINXINGZUOWEIQUANGUOCUNDAIKUANZONGLIANGZUIGAODECUNZHENYINXING,JIEZHIQUNIANMOZONGZICHANYIGAODA142YIYUAN。

  3YUE6RIXIAWU,JIZHELAIDAOWEIYUGUANDUZHENDEZHONGMOUZHENGYINCUNZHENYINXINGZONGXING,KANDAODESHIZHENGJIEKUANCHANGDEBANGONGHUANJINGHELUOYIBUJUEDEKEHU。XINGZHANGLIGUIFUYIXIANSHEN,SUOYOUDAIBANYEWUDENONGHUDOUXIANGKANJIANLAOPENGYOUYIYANGYUTAZHAOHUHANXUAN。“WOMENDEJIATINGQINGKUANGLIXINGZHANGDOUSHUXI,BANGCUNMINMENJIEJUELEBUSHAONANTI。”DANGDINONGHUTANDAYEGAOSUJIZHE,ZHIQIANJIALIYANGZHUXUYAODAIKUAN,YOUYUQUEFADIYAWU,QITAYINXINGDOUBUYUANFANGDAI,DANCUNZHENYINXINGZIXIKAOCHALETAJIADEQINGKUANGHOUJITAFAFANGLE“LVKA”,ZUIZHONGDAIDAOLE8WANYUAN。

雷速体育   YUANLAI,WEISHIYINGDANGDINONGMINDAIKUANXUQIUJIJIEXINGQIANG、YONGKUANZHOUQIDUAN、WUDIYAWUDEXIANZHUANG,ZHONGMOUZHENGYINCUNZHENYINXINGKAIPILELVSEDAIKUANTONGDAO,PINGXUANXINYONGCUN,SHIXINGJIZHONGSHOUXIN,DUIXINYONGCUNZHONGYOUXIANGMU、SHOUXINYONGDENONGHUFAFANG“NONGHUXIAOEDAIKUANZHENG”(“LVKA”),DANGNONGHUYOUZIJINXUQIUSHI,CHIHUKOUBUHEDAIKUANZHENGDANGRIJIKENADAOSHENGCHANJINGYINGJIXUDEZIJIN。CIWAI,ZHONGMOUZHENGYINCUNZHENYINXINGYUANGONGTONGGUOAIJIAAIHUZOUFANG,PAICHAMODI,XIANGZHONGMOUXIAN16GEXIANGZHEN、3GEBANSHICHU、422GEXINGZHENGCUNFAFANG“JIEYOUKA”168000ZHANG,TONGSHIJIANGGEXINGZHENGCUNSUOZAIQUYUZHIXINGXINGZHANG、“SANNONG”YEWUBUKEHUJINGLIDELIANXIFANGSHIYINZHIZAI“JIEYOUKA”SHANG,YOUZHONGDIAN、YOUJIHUA、YOUZHENDUIXINGDIKAIZHANLIANXIBANGFU。

雷速体育   LIGUIFUGAOSUJIZHE,JINGYOUGUANBUMENPIZHUN,TAJIANRENLEGUANDUZHENTIANZHUANGCUNDANGZHIBUFUSHUJI,XINGLINGDAOBANZIQITACHENGYUANYEJIANRENLEQITACUNDELINGDAOFUZHI。“FUWUNONGMINJIUYAOGUANXINNONGMINDEFANGFANGMIANMIAN,BUJINJITADAIKUANHAIYAOJIAOTAZHIFU。”JULIGUIFUJIESHAO,ZHONGMOUZHENGYINCUNZHENYINXINGMEINIANDOUHUINACHUYIBUFENQIANZUOWEIZHUANXIANGKAIZHI,WEINONGHUJINXINGZHONGZHIYANGZHIZHUANYEPEIXUN,JIAONONGHUXUEXIWENHUAHEJINRONGZHISHI,PEIYANGNONGMINSHICHENGSHOUXIN。“FUWUNONGMINSHIWOXINGDEGUIZHANGZHIDU,SUOYOUZHIXINGDOUYAOGUANCHELUOSHI,BINGZAICAIWUSHANGLIERUZHICHUGUANLI,QUNIANYONGYUFUWUNONGMINDEKAIZHIJIN200WANYUAN,DANZHEIQIANHUADEYIDIANBUYUANWANG。”LIGUIFUBIAOSHI,TONGGUOCUNZHENYINXINGDEJINRONGBANGFU,MUQIANZHONGMOUXIANNONGMINZHONGSHANGLEFUJIAZHIGAODEJINGJIZUOWU,SHOURUDUOLE,JINGYINGNENGLIQIANGLE,CUNDAIKUANDEJIJIXINGGAOLE,YINXINGDEYEWUYEGENGHAOZUOLE。

  MURUIGONGSISHISICHUANMEISHANSHIRENSHOUXIANYIJIASHENGCHANSILIAODEQIYE,JINGYINGZHONGFAXIANXIAYOUDENONGHUYOUYUQUESHAOZIJINCONGZHONGYOUDEJINGXIAOSHANGCHUGOUMAISILIAOSHIDADUOCAIQUSHEZHANGFANGSHI,JINGXIAOSHANGMEIYOUSHOUDAOXIANKUANYINCIJIUYAOCONGMURUIGONGSISHEZHANGSILIAOJINXINGXIAOSHOU。RUCIYILAIJIUXINGCHENGLELIANGNAN,RUGUOMURUIGONGSIBUSHEJIJINGXIAOSHANG,ZEXIAOLUMASHANGWEISUO,HENKUAIJIUHUISHIQUSHICHANG,DANZHANGQISHEZHANGYOUSHIGONGSIXIANJINLIUDUANQUE,ZAOCHENGSHENGCHANKUNNAN。

  RENSHOUFUMINCUNZHENYINXINGDEZHILEZHEIZHONGQINGKUANGWEIMURUIGONGSILIANGSHENDINGZHILEXINDAICHANPIN“MURUITONG”。ZHEIKUANCHANPINDEHEXINSHIYOUMURUIGONGSIZUODANBAO,XIANGSHIYONGMURUIGONGSISILIAODENONGHUTIGONGDIXIXINYONGDAIKUAN,DAIKUANFAFANGHOUZHIJIEYONGYUSILIAOKUANZHIFU,NONGHUYONGYANGZHIZHUANLAIDEQIANZHIJIEGUIHAIDAIKUAN,ZHEIYANGYILAISILIAOSHENGCHANHENONGHUYANGZHIDEWENTIDOUDEDAOLEJIEJUE。YIGEXIAOXIAODEDAIKUANGANGGAN,QIAODONGLEZHENGGEDIQUDEZHONGZHIYANGZHIJINGJI。ERXIANGZHEIYANGDEDINGZHIXINDAICHANPINRENSHOUFUMINCUNZHENYINXINGHAISHEJILE30YUKUAN,SHENSHOUDANGDIXIAOWEIQIYEDEHUANYING。

  门槛放低监管从严

雷速体育   “YUDAXINGXIANGBI,CUNZHENYINXINGFENGXIANDIYUNENGLIRUO,RONGYISHOUDAOWAIBUDEYINGXIANGHECHONGJI。YINERBUNENGYINWEIJIGOUXIAOERJIANGDIJIANGUANBIAOZHUN,YAOSHICUNZHENYINXINGCHENGLIZHICHUJIULAOGUSHULIQIYIFAHEGUIDEJINGYINGYISHI,BAOZHENGZHANGQIKECHIXUFAZHAN。”HENANSHENGYINJIANJUFUJUZHANGZHOUJIALONGBIAOSHI,JIANGUANBUMENHUITONGGUOJIANGUANHUITANHEFASONGJIANGUANYIJIANHANDENGCUOSHI,YINDAOZHUFAQIXINGZHENGQUECHULIYUCUNZHENYINXINGDEGUANXI,DUIJIANGUANZHIBIAOPIANLIHELIQUJIANDE,TONGGUOXIAFAFENGXIANTISHIDAN、YUETANJIGOUDENGCUOSHI,TUIDONGCUNZHENYINXINGSHENRUKAIZHANZHENGGAI。

雷速体育   “NONGKEDAI、SHANGKEDAI、BUWUZHENGYEBUKEDAI;QIONGKEDAI、FUKEDAI、RENPINBUHAOBUKEDAI;DAKEDAI、XIAOKEDAI、BUJIANGXINYONGBUKEDAI。”HUBEIYINJIANJUHUANGSHIFENJUJUZHANGWANGGUOQIANGCHANGDAODEXINDAILINIANZHENGSHINONGCUNXINDAIGONGZUODEZHENSHIXIEZHAO,ZHENGYINWEICUNZHENYINXINGMIANDUIDEKEHUDADUOSHIQUEFADIYAWUDEDISHOURUQUNTI,SHOUXINMENJIANSHIDANGFANGKUAN,YINERJIANGUANLIDUGENGBUNENGFANGSONG。“BIRU,HUBEIDAYETAILONGCUNZHENYINXINGSHISHILE‘SANCHAXUN’‘WUHESHI’DEXINDAIDIAOCHAMOSHI,JICHAZHENGXIN、CHAHEIMINGDAN、CHAFENHUZHANG;HESHIZHUTIZIGE、JINGYINGZHUANGKUANG、XINYONGZHUANGKUANG、ZICHANFUZHAI、DAIKUANYONGTU。”WANGGUOQIANGBIAOSHI,YOUSHIDIAOCHAKEHUDEZIXINQINGKUANGYEBINGBUXIANGXIANGXIANGZHONGNEIMENAN,ZAIZUOHAODIAOCHADEJICHUSHANGKEYIKONGZHIBULIANGDAIKUANDEFENGXIAN,MUQIANHUANGSHIQUANSHICUNZHENYINXINGJIANGBULIANGDAIKUANLVKONGZHIZAI0.65%。CHUCIZHIWAI,HUBEISHENGYINXINGYEXIEHUIDAJIANLEYIGEZHUANMENWEICUNZHENYINXINGFUWUDEPINGTAI——HUBEISHENGCUNZHENYINXINGGONGZUOWEIYUANHUI,ZUZHILE22JIACUNZHENYINXINGZHUFAQIXINGQIANDINGLIUDONGXINGZHICHIXIEYI,CHENGNUOCUNZHENYINXINGLIUDONGXINGBILIDIYU25%JINGJIEXIANSHI,ZHUFAQIXINGYITONGYECUNFANGDENGFANGSHIJIYUZIJINZHICHI,CHENGDANLIUDONGXINGFENGXIANJIUZHUZEREN。

  “SICHUANYEZHIDINGLECHAYIHUALIUDONGXINGJIANCEZHIBIAO,DUCUCUNZHENYINXINGYUZHUFAQIXINGQIANSHUBINGXIHUALIUDONGXINGZHICHIXIEYI、JIARULIUDONGXINGHUZHUZUZHI,DUOSHOUDUANFANGFANLIUDONGXINGFENGXIAN。”LIGUORONGBIAOSHI,SICHUANSHENGYINJIANJUYANGEZICHANFENGXIANFENLEI,YINDAOCUNZHENYINXINGTIGAOYINZHANGGUANLIXITONGDENGJIJUDESHIYONGLV。“WOMENTONGGUOGUDONGDONGSHIPEIXUN、RICHANGJIANGUANYUETANDENG,XIANGFAQIXINGFANKUICUNZHENYINXINGDEJINGYINGGUANLIQINGKUANG、WENTIHEKUNNAN,ZHENGQUFAQIXINGZAINEIKONGJIZHIJIANSHE、ITXITONGKAIFA、XINYONGFENGXIANHUAJIE、RENYUANPEIXUNJIAOYUDENGFANGMIANJIYUCUNZHENYINXINGGENGDUOZHICHI。”LIGUORONGSHUO。

  坚持差异化特色化发展

  CUNZHENYINXING10NIANLAIZOUGUODESHIYITIAOCHAYIHUAJINGYING、TESEHUAFUWUDEDAOLU,WEILAIDEFAZHANZHONGYIRANYAOJIANCHIZHINONGZHIXIAODEDINGWEI,ZHAGENNONGCUNBUQIJICENGJINRONGFUWUDEDUANBAN。

雷速体育   “WEILAIZAICUNZHENYINXINGDEPEIYUGONGZUOSHANG,HAIXUJIANCHISHULIANGFUCONGZHILIANGDEYUANZE,CONGSHIJIXUQIUCHUFA,CHENGSHUYIJIAZUJIANYIJIA,BUNENGMANGMU。”ZHOUJIALONGBIAOSHI,CUNZHENYINXINGYAOXIANGKECHIXUFAZHANBIXUJIANCHITESEHUA、CHAYIHUAFAZHAN。CUNZHENYINXINGZHIYOUJIANCHIFUWUXIAOWEI、SHENGENG“SANNONG”DESHICHANGDINGWEI,JIANCHICHUANGXINBENTUHUADEJINRONGCHANPINHEFUWU,JIANCHISHENRUXIANGZHEN、ZHAGENCUNTUNDEFENZHIJIGOUJIANSHE,CAINENGCUSHICUNZHENYINXINGSHISHICUOWEIJINGZHENGDIAODONGZHINONGFUWUDEJIJIXINGHECHUANGZAOXING。

  HUBEIWUHANNONGCUNSHANGYEYINXINGFUXINGZHANGDENGCHUANZHONGRENWEI,CUNZHENYINXINGSHI“CAOGENYINXING”,YINGXIAOSHOUDUAN“YUEJIANDAN、YUETUQI、YUEYOUXIAO”,BIERENBUQUDEDIFANGCUNZHENYINXINGQU,BIERENBUGANDESHIJIANCUNZHENYINXINGGAN,BIERENFANGQIDEJIHUICUNZHENYINXINGLAIZHENGQU,CAINENGBACHAYIHUA、TESEHUAFANYINGCHULAI。“CUNZHENYINXINGYIDINGYAOSHISHIBENTUHUAJINGYINGCELVE,YAOSHISHIRENCAIBENTUHUACELVE,YINJINDANGDIYOUXIUJINRONGGUANLIRENYUAN,WEICUNZHENYINXINGJINKUAIRONGRUDIFANGDIANDINGXIANJUETIAOJIAN。”DENGCHUANZHONGBIAOSHI,CUNZHENYINXINGYIDINGYAOZHUDONGDIRONGRUMINSUWENHUA、XIANGCUNWENHUA。CUNZHENYINXINGGANBUYUANGONGYAOYUDANGDIJUMINJIAOPENGYOU,HENONGYEDAHUJIEDUIZI,ZUOHAOMODIJIANDANG,WAJUEQIANZAIKEHU。WEIYUXIANCHENGDECUNZHENYINXINGWANGDIANYAOYI“XIAOWEI”YEWUWEIZHU,ZHAGENXIANGZHENDECUNZHENYINXINGWANGDIANYAOYI“SANNONG”YEWUWEIZHU,YAOBAWANGDIANBUJUCHUQU,BAKEHUJINGLIPAICHUQU。

雷速体育   ZAIWANSHANGONGSIZHILICENGMIAN,DENGCHUANZHONGRENWEICUNZHENYINXINGYAOQIANGHUADONGSHIHUIDEGONGNENG,TIGAODONGSHIHUIZHANLVEJUECEHETOUZIJUECEDEKEXUEXING;TONGSHIYEYAOQIANGHUAJIANSHIHUIDEQUANWEI,XINGCHENGYOUXIAODEZHIYUEHEJIANDU;GENGYAOQIANGHUAJINGYINGCENGDEZHIZE,JIANLIYOUXIAODEJILI、YUESHUJIZHI,SHIJINGYINGGUANLICENGDELIYIYUCUNZHENYINXINGGUDONGLIYIGUAGOU,YUQIYEDEZHANGYUANFAZHANXIANGJIEHE。

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